Saturday, May 14, 2016

Finding The Best Medical Alert Systems for You

Choosing the best medical alert systems for your needs depends on your activity level

Advances in modern medicine have helped retirees to stay healthy enough to go on living at home longer than ever before, and this means they also enjoy a higher level of activity. The only problem with elderly people continuing to living alone is that they are particularly at risk for accidents that include falling, a home invasion or a fire. Fortunately, acquiring one of the best medical alert systems for their circumstances increases the safety of an aging parent while living alone.

Several decades ago grandparents often moved in with one of their children rather than live alone, but both parents of modern families often work full-time. This means that Grandma or Grandpa would be spending several hours a day alone, so an accident could clearly present a serious health risk. Many families feel their best course of action is to purchase one of the best medical alert systems available, ensuring their loved one is able to call for help immediately if needed. The specific needs of a senior should be identified before the right medical alert system can be purchased.

Traditional In-Home Medical Alert Systems


When medical alert systems were originally developed, the systems were for in-home use only. While these systems have likely saved many seniors who needed help when an in-home emergency occurred, the initial expense and long-term contract was a concern for many. The best medical alert systems available today offer automatic fall protection from a small, wearable alert device. Some of these systems work through a traditional land line, but this limitation is not an issue for seniors with severe limited mobility. One important consideration is that automatic fall detection is essential for elderly people with severe hearing loss.

Portable and Mobile Medical Alert Systems


Modern medical alert systems use technology that allow the devices to operate on GPS technology, so more active seniors are protected wherever cellular service is available. Most of these alert devices are waterproof and offer fall detection with no monthly contract and minimal service charges. The best medical alert systems offer several layers of protection at home and away, and caretakers can choose who should be called in case of an emergency.

Seniors who wish to lead an active lifestyle with greater independence can do so without causing undue worry to their loved ones. Seniors and their families have the ability to choose the medical alert system best suited to their needs whatever their level of physical ability or living arrangements.


Tuesday, May 3, 2016

Call Button For Elderly At Home

Today, more elderly adults are choosing to age in place at home with the help of their family and friends.

elderly woman
While living alone offers seniors an opportunity to enjoy their independence, it also poses a few risks. Fortunately, a call button for elderly adults provides families with the security of knowing that their loved one can simply send an alert for help should they experience an emergency.

Risks for Seniors Living Alone

When a senior lives alone, their changing health needs and abilities put them at risk for emergencies. For example, a new medication could cause a senior to become dizzy and fall. Seniors are also more vulnerable to house fires if they struggle with memory loss. For seniors with lowered immune systems, even a small cold could lead to them developing serious symptoms that requires them to use their call button for elderly adult assistance.

Affordable Monitoring

call button worn by elderly woman gardening
Seniors often live on a fixed budget after retirement, which makes it important to find care options that are affordable. A call button for elderly adults only costs one dollar a day, and the benefits it provides are priceless. Just knowing that they have a way to instantly receive help in an emergency gives seniors the confidence they need to enjoy living independently. A senior can wear the small, portable call button at all times, and it does not interfere with their mobility. This means that a senior has access to this lifesaving alert system no matter where they go in their home, and it even works outdoors.

Increase Quality of Life

When a senior has a call button for elderly adults, they are able to bathe, prepare meals and complete household chores without worrying about what could happen in an emergency. Family caregivers can also enjoy the peace of mind that comes with knowing their loved one is protected from harm when they are alone. This eliminates the potential of developing caregiver guilt, and many families find that promoting independence for their elderly loved one improves their relationship.

Access to prompt emergency monitoring services is essential for seniors living alone since all it takes is just one fall to leave them vulnerable to long-term injuries. Fortunately, a call button for elderly adults grants immediate access to a lifesaving alert system that will ensure help arrives within minutes. By equipping seniors with this easy-to-use and comfortable device, families never have to worry about their loved one’s safety at home.

Tuesday, April 12, 2016

Does Your Car Insurance Cover You, Or The Car?

Is Car Insurance Tied To the Car, Or The Driver?

So you lend your car to a friend, and he gets into an accident. Who's financially responsible -- you or the friend? 

What about a situation when you need to rent a car? Should you opt for the rental car insurance or will your existing insurance cover you in the event of an accident? Put another way, is your car insurance tied to you or your car? The answer: It depends.

Who's responsible if your friend crashes your car?

Let's tackle the first scenario when your friend crashes your car. Personal auto insurance is attached to the vehicle in this case. If your friend is found liable, you would likely be responsible and your car insurance would then apply.

Your friend's insurance would be secondary, and his provider would only step in if the damage exceeds your insurance limits. If your friend is uninsured, however, and the damage is extensive and involves other vehicles, the affected parties could look to you for property damage reimbursement and medical expenses. And note that even if your friend didn't have permission to use your car, this can be difficult to prove.


Do you need rental car insurance?

Now let's talk about the second scenario: renting a car. In this case, most personal auto insurance policies go with the driver. If you have comprehensive and collision coverage in addition to liability coverage, you may not need rental car insurance.

If you damage a rental car, the rental car company could charge you for loss of use since a vehicle in repair isn't rent-able. This may not be covered by your insurance policy. And if you need to rent a car while traveling for work, be sure to check your coverage with your employer.

Understanding the scope of your current coverage is key before lending out your car or booking a rental. Make sure you're familiar with your policy and coverage and get in touch if you have any questions.




- Guest post by Shawn Iverson of The Insurance Center in Ogden, Utah.  Learn more about Shawn and coverage options here

Tuesday, January 26, 2016

A Peek Inside Consumer Review Site InHomeSafetyGuide.org

New Consumer Review Website Brings Clarity To Consumer Safety Products

It can be tough to find unbiased, objective reviews online when comparing products and services.  Breaking out from the pack is a new review site focused on consumer safety products including home alarms, medical alert systems, and identity theft: InHomeSafetyGuide.org.

Created by a group of technology, security, and testing experts, InHomeSafteyGuide.org uses a combination of experts and web algorithms to deliver in-depth and unbiased reviews. Real people testing real products while also scouring the marketplace to bring you reviews on products and services to help keep you and your family safe, healthy, and secure at home.

We caught up with founder John Clinton to find out the inside story at InHomeSafetyGuide.org and how Thrive! readers can use the site.


What is InHomeSafetyGuide.org all about?

IHSG is a website dedicated to providing reputable, unbiased buying advice to keep you and your loved ones safe in your home. 

How are you different from other review sites?

We keep our editorial teams completely separate from our business units. Our rankings are never influenced by paid sponsorship deals.

How are your medical alert ratings determined?

Our medical alert ranking criteria are based on 5 key components that can be found here: https://www.inhomesafetyguide.org/medical-alert-systems-overview/

What are the top questions consumers ask when looking for a medical alert system?

Some of the most popular questions are: which medical alert system should I buy? How much does it cost? Will medicare/medicaid/insurance pay for it? and How does automatic fall detection work?

How important are reviews for consumers?

You won't find a lot of people that know too much about the medical alert industry. It's not as sexy as a new car or a the lastest smartphone. Reviews help a consumer narrow down their buying decisions so they can quickly find the best solution for their loved ones.

What are the top 3 requirements for consumers? (i.e. price, warranty, etc)

We have a list of 5 requirements that can be found here: https://www.inhomesafetyguide.org/medical-alert-systems-overview/

What is a medical alert feature many consumers overlook?

In our opinion, the most overlooked medical alert feature is if the equipment is water-resistant or 100% waterproof. Most senior-related falls happen in the bathroom and it's extremely important to have the button on (with you) while in the shower/bathtub. Having a 100% waterproof pendant is often overlooked by customers.

Why does a consumer need to check InHomeSafetyGuide.org before making a purchase?

We're the most robust medical alert review site on the web.

Medical Care Alert is one of your top rated companies – how did they achieve this?

While Medical Care Alert easily achieved excellent ratings to be a certified company by us, they also stood out by doing some unique things that truly helps their customers: staff is based in U.S.A., customer service representatives are EMT-certified Life Safety Agents and will stay on the line with the caller until help arrives, company has an A+ rating with the BBB. This set of high standards made it an easy choice to place Medical Care Alert as a top rated company on our site.

Thursday, December 10, 2015

Technology Tools for Seniors

Remember the days when the being tech savvy meant knowing how to program the VCR?

There’s no shortage of technology these days, but new technology can also be overwhelming and difficult to figure out how to use. However, technology can have a lot of benefits when you know how to use it. Check out these easy to use tools that are fun to use and have a lot of benefits.

Tablets

Samsung Breezie Tablet
Everyone has a tablet these days. While Apple iPads are known for being designed to be intuitive, they can get confusing for people who aren’t used to Apple products. Samsung’s Breezie tablet is specifically designed for seniors. It has a simple interface that is easy to use and allows you to do all of the same things you can do on a normal Samsung Galaxy tablet. It can be customized to have the settings and apps you want and has a support service in case you have any questions. Tablets are a great way to enhance your brain fitness through apps, games, reading, and more.


By now you’ve probably seen people with some type of fitness tracker on their wrists in place of a watch. But these are for people who run a lot or always go to the gym right? Think again. A lot of fitness trackers can track everything from steps to sleep quality to heart rate (and they tell you the time like a normal watch would). You don’t have to run a race for these to be effective. These devices are meant to help you lead a healthier, more active life. Try one out and head over to an adult playground to see how you like it!

Personal Emergency Response System (PERS)

Safety matters, but you also want to be able to maintain your independence. Personal Emergency Response Systems, or PERS, allow you to call for help whenever you need assistance (not just when you fall) wherever you are. It gives families peace of mind knowing you are safe. Some systems also have GPS tracking which is great when someone is out and about and loses their way or needs assistance away from the home.

The Medical Care Alert Home & Away system combines all of these features and is small and water resistant, allowing you to keep it with you wherever you go.


Video Games

Who said you can’t have as much fun as your grandchildren with video games? Many studies have found that people who play video games for mental exercise experience a boost in memory and brain function. If you have a Wii, you also get in some light physical activity as well. Grab a few games and practice and then challenge the grandkids!

Have some other types of technology you’ve found useful? Let us know in the comments!

Monday, November 30, 2015

Find The Best Deals This Holiday Season

Are you ready to knock out your shopping list for the holidays, but don't know where to start? Worried that it can get expensive? Here are some tips and tricks on how to find the best deals this season and save some money.

Amazon
Not wanting to brave the crowds at your local mall? Neither do I. Amazon has deals through the entire holiday season so even if you don't find something right now, there will be another deal tomorrow. Look at the Today's Deals section for the deeply discounted items.

eBay
Never bought something on eBay before? No worries! It's free to set up an account and takes two minutes before you are checking out things to buy. Look for items that are new in the box or new with tags (NWT). A lot of companies are starting to sell their goods at a slight discount with free shipping on eBay.

Best Days To Shop
holiday sales best deals
Mondays are great for computers and electronics. Every major retailer wants to start the week off strong and put the large ticket items in their ads. On Sundays, major home appliances such as washer and dryers. Apparel sites tend to have slightly higher discounts on weekends due to higher website traffic.

December 21-24
Can you handle the stress of last minute shopping? If so, December 21st-24th are some of the best days to find deep discounts. Stores are trying to clear their inventory and are willing to lower prices in order to do so. However, be aware that shipping during these days is very expensive so stick to in-store purchases.

Free Shipping
Take advantage of the free shipping deals whenever you can by purchasing multiple gifts from the same websites. Most retailers offer free shipping and will guarantee delivery before the holidays if you order by mid-December. This can save you quite a bit of money by the time all of your shopping is done.

Email Lists
Do you receive emails from your favorite stores? While no one likes junk mail, there's something to be said for exclusive discounts. Most retailers encourage their customers to sign up for their emails to receive exclusive discounts. Why not take advantage? It's free!

Tuesday, November 24, 2015

5 Easy Thanksgiving Side Dish Recipes

Everyone has their favorite holiday traditions. That includes a turkey (or another type of main dish) on your family's table for Thanksgiving. But what about something to go with your main dish? Here are some simple recipes that'll impress your friends and family and pair nicely with your turkey.

Best Ever Green Bean Casserole
Casseroles are a must on Thanksgiving. But why do the same thing all of the time? Here's a delicious casserole that's easy to prepare and gets high reviews from everyone.


Total Time: 1hr 10 min
Prep: 25 min
Cook: 45 min

Level: Easy

Check out Alton Brown's Green Bean Casserole here.



Roasted Garlic Mashed Potatoes
Everyone knows that family member that can't pile the mashed potatoes high enough on their plate. This one is for them. Check out the recipe that has everyone's mouths watering and makes us excited for leftovers.


Total Time: 1hr
Prep: 15 min
Cook: 45 min

Level: Easy

Check out the full garlic mashed potato recipe here.


Homemade Applesauce
It's deceivingly simple yet always a hit at the family gathering. Need something quick? This is perfect for you.



Total Time: 25 min
Prep: 10 min
Cook: 15 min

Level: Easy

Check out this easy applesauce recipe here.




Best Sweet Potato Casserole Ever
The title says it all. If you're a fan of sweet potatoes (even if you aren't), you'll thank me for this one.


Total Time: 1 hr 25 min
Prep: 20 min
Cook: 1 hr 5 min

Level: Easy

Get started on this sweet potato casserole right here.


Caramelized Onion and Herb Stuffing
Okay before you say "O great here's another stuffing recipe," hear me out. This goes great with any kind of main dish and we've had rave reviews from those who have tried it. Check it out. You can thank us when everyone compliments you on the delicious stuffing.



Total Time: 2 hr 15 min
Prep: 40 min
Cook: 1 hr 35 min

Level: Easy

Check out this stuffing recipe here.



All of this amazing food is stirring up my appetite! Let us know how it turns out!